> For the complete documentation index, see [llms.txt](https://pixcross.gitbook.io/pixcross-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pixcross.gitbook.io/pixcross-docs/readme.md).

# Introduction to Pixcross

## What is Pixcross ?

**Pixcross** is an innovative cross-chain DeFi (Decentralized Finance) platform that redefines how intellectual property (IP) can be utilized within the financial ecosystem. By leveraging **NFTs as collateral**, Pixcross empowers users to unlock liquidity without needing to sell their valuable digital assets.

With **deployment across Ethereum Sepolia, Base Sepolia, Arbitrum Sepolia, and Avalanche Fuji**, Pixcross embraces interoperability—making decentralized lending and borrowing more accessible than ever across multiple blockchain ecosystems.

### Cross-Chain, Community-Powered Lending

At Pixcross, anyone can participate as a **lender** by depositing funds into the protocol. These deposits are curated and allocated across **custom lending pools**, enabling risk diversification and yield optimization.

Key features:

* **Anyone can create lending pools**, customizing terms to cater to specific types of NFT collateral.
* **Curators manage pools**, dynamically allocating funds and managing exposure.
* **NFT-backed loans**, using verified IP as collateral.

### Auction-Based Liquidation for Transparency

In cases where a collateralized asset drops below the liquidation threshold, **Pixcross initiates a 24-hour auction**, providing:

* A transparent and fair process for all participants.
* The opportunity for market-driven price discovery on liquidated NFTs.
* Protection for both lenders and borrowers through clear liquidation rules.

### The Problems Pixcross Solves

**Liquidity Gaps for IP Holders**

Many creators and IP owners are asset-rich but cash-poor. Pixcross allows them to borrow against their IP without selling it.

**High Barriers to Borrowing**

Traditional borrowing is often out of reach for small IP holders. Pixcross removes these barriers with an open, decentralized system.

**Underutilized NFT Assets**

Instead of letting NFTs sit idle, users can now **generate income** through lending markets backed by those assets.

**Opaque Liquidation Practices**

Pixcross solves this with a **transparent, on-chain, and auction-based** liquidation mechanism.

### How Pixcross Provides the Solution

* **Cross-Chain Accessibility**: Users can participate across multiple networks—**Ethereum, Base, Arbitrum, and Avalanche testnets**—increasing reach and liquidity.
* **Inclusive Borrowing and Lending**: Anyone can lend, borrow, or create pools tailored to niche NFT/IP use cases.
* **Financial Empowerment for IP Owners**: By unlocking capital while preserving ownership, Pixcross reimagines how creators and IP holders access funds.
* **Community-Driven Curation**: Decentralized governance and curation empower the community to define risk models and pool logic.
* **Secure & Transparent Protocol Design**: All logic is fully on-chain and auditable, increasing trust and protocol security.

### Jump right in

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="files"></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Getting Started</strong></td><td>Learn how Pixcross works</td><td><a href="/files/q8WR4QDTJvz4vw27GZuF">/files/q8WR4QDTJvz4vw27GZuF</a></td><td></td><td><a href="/pages/CyH2xJQs9yWJ1S8BYNav">/pages/CyH2xJQs9yWJ1S8BYNav</a></td></tr><tr><td><strong>Basics</strong></td><td>Learn the basics of Pixcross</td><td><a href="/files/8vQOeIOp9wtyxaBngxhi">/files/8vQOeIOp9wtyxaBngxhi</a></td><td></td><td><a href="/pages/7aUFmnCMx9m4smGncsXL">/pages/7aUFmnCMx9m4smGncsXL</a></td></tr><tr><td><strong>User Guide</strong></td><td>See how to use Pixcross</td><td><a href="/files/ERe3fkbNNVUlAAfq7PKt">/files/ERe3fkbNNVUlAAfq7PKt</a></td><td></td><td><a href="/pages/VsIDxaflJPot5OkRlVHn">/pages/VsIDxaflJPot5OkRlVHn</a></td></tr></tbody></table>