# Introduction to Pixcross

## What is Pixcross ?

**Pixcross** is an innovative cross-chain DeFi (Decentralized Finance) platform that redefines how intellectual property (IP) can be utilized within the financial ecosystem. By leveraging **NFTs as collateral**, Pixcross empowers users to unlock liquidity without needing to sell their valuable digital assets.

With **deployment across Ethereum Sepolia, Base Sepolia, Arbitrum Sepolia, and Avalanche Fuji**, Pixcross embraces interoperability—making decentralized lending and borrowing more accessible than ever across multiple blockchain ecosystems.

### Cross-Chain, Community-Powered Lending

At Pixcross, anyone can participate as a **lender** by depositing funds into the protocol. These deposits are curated and allocated across **custom lending pools**, enabling risk diversification and yield optimization.

Key features:

* **Anyone can create lending pools**, customizing terms to cater to specific types of NFT collateral.
* **Curators manage pools**, dynamically allocating funds and managing exposure.
* **NFT-backed loans**, using verified IP as collateral.

### Auction-Based Liquidation for Transparency

In cases where a collateralized asset drops below the liquidation threshold, **Pixcross initiates a 24-hour auction**, providing:

* A transparent and fair process for all participants.
* The opportunity for market-driven price discovery on liquidated NFTs.
* Protection for both lenders and borrowers through clear liquidation rules.

### The Problems Pixcross Solves

**Liquidity Gaps for IP Holders**

Many creators and IP owners are asset-rich but cash-poor. Pixcross allows them to borrow against their IP without selling it.

**High Barriers to Borrowing**

Traditional borrowing is often out of reach for small IP holders. Pixcross removes these barriers with an open, decentralized system.

**Underutilized NFT Assets**

Instead of letting NFTs sit idle, users can now **generate income** through lending markets backed by those assets.

**Opaque Liquidation Practices**

Pixcross solves this with a **transparent, on-chain, and auction-based** liquidation mechanism.

### How Pixcross Provides the Solution

* **Cross-Chain Accessibility**: Users can participate across multiple networks—**Ethereum, Base, Arbitrum, and Avalanche testnets**—increasing reach and liquidity.
* **Inclusive Borrowing and Lending**: Anyone can lend, borrow, or create pools tailored to niche NFT/IP use cases.
* **Financial Empowerment for IP Owners**: By unlocking capital while preserving ownership, Pixcross reimagines how creators and IP holders access funds.
* **Community-Driven Curation**: Decentralized governance and curation empower the community to define risk models and pool logic.
* **Secure & Transparent Protocol Design**: All logic is fully on-chain and auditable, increasing trust and protocol security.

### Jump right in

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-cover data-type="files"></th><th data-hidden></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Getting Started</strong></td><td>Learn how Pixcross works</td><td><a href="https://58366861-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FkEyUrsgjoTenLTqstwBj%2Fuploads%2FXTEirFYQPaQ0k566Xfm9%2F1357cb3204717e8d9033651171ea0fb6.jpg?alt=media&#x26;token=df954978-7ffe-4766-9ae5-b130926d02e5">1357cb3204717e8d9033651171ea0fb6.jpg</a></td><td></td><td><a href="getting-started/quickstart">quickstart</a></td></tr><tr><td><strong>Basics</strong></td><td>Learn the basics of Pixcross</td><td><a href="https://58366861-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FkEyUrsgjoTenLTqstwBj%2Fuploads%2FS9heGYssqSzkhFkoNlBY%2F05d3b671e1e75baf56202c3ab889b30f.jpg?alt=media&#x26;token=58c190ed-60ea-4cab-b5c1-7904ee8cc62c">05d3b671e1e75baf56202c3ab889b30f.jpg</a></td><td></td><td><a href="basics">basics</a></td></tr><tr><td><strong>User Guide</strong></td><td>See how to use Pixcross</td><td><a href="https://58366861-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FkEyUrsgjoTenLTqstwBj%2Fuploads%2F0tMG7fPXQbEEtxwbmQQo%2Fbaa80f4857fcf026e6ef65b2940e3f2a.jpg?alt=media&#x26;token=edecc2ba-80e8-4cb9-ba29-fd0913067804">baa80f4857fcf026e6ef65b2940e3f2a.jpg</a></td><td></td><td><a href="user-guide">user-guide</a></td></tr></tbody></table>